Storm Damage?We've Got You Covered.

If damage is significant, yes. Your homeowner's insurance typically covers storm damage minus your deductible. However, filing claims for very minor damage may not be worth it and could affect your rates. We provide free inspections and honest advice on whether a claim makes sense for your situation.

The process is: 1) We inspect and document damage, 2) You file a claim with your insurance, 3) Insurance sends an adjuster to inspect, 4) We meet with your adjuster if needed, 5) Insurance approves repairs and sends payment, 6) We complete the work. We guide you through each step and handle the paperwork.

Yes, we work with all major insurance companies and are familiar with their processes. We document damage thoroughly and provide detailed estimates that meet insurance requirements. We've successfully worked with State Farm, Allstate, Nationwide, Liberty Mutual, and many others.

Most policies require claims within 1-2 years of damage, but it varies by policy. We recommend acting quickly - documenting damage soon after a storm makes claims easier to process. Also, unrepaired damage can worsen over time, potentially leading to denied claims for water damage that developed after the initial storm.

Storm damage claims typically have less impact on rates than at-fault claims since storms are beyond your control. However, policies vary. Filing legitimate claims for significant damage is what insurance is for. We provide honest assessments of whether damage justifies a claim.